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Well It’s Not Like Choosing a Spouse, But Choosing an Insurance Agent Should...
If you own a business, you should have a commercial insurance policy, and may have other forms of insurance including professional liability, directors and officers coverage, etc. Before purchasing...
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Is Your Office Gross?
The typical employee’s desk has more bacteria per square inch than an office toilet seat. If that’s not disturbing enough, desks, phones and other private surfaces are also prime habitats for the...
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Why Every Small Business Partnership Needs a Buy-Sell Agreement
When most small business owners think about risk, they tend to consider the things that impact the physical security of the business (fire, flooding, wind damage, etc.) and the financial security of...
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Travel Insurance – Should I Buy It?
The question pops up every time you buy a plane ticket. Would you like to add travel insurance? It’s not free, of course. Credit cards may offer you coverage for free, but add-on travel insurance is...
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Higher Health Care Costs for Metabolic Syndrome Risk
Metabolic syndrome is not one specific syndrome, but a group of related syndromes which can have a negative effect on your overall health. Generally, the phrase “metabolic syndrome” includes the...
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What Types of Insurance Do Small Businesses NEED?
Every year in the United States, 600,000 new businesses are started. There are many reasons people start their own small business, from a desire to be in control of their own destiny, to the passion to...
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Planning a Foreign Trip This Holiday? Look into K&R Insurance
Kidnapping is defined as the unlawful act of stealing, carrying off or abducting someone by force or fraud, especially for use as a hostage to extract a ransom payment. What were once crimes...
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Small Business Health Care Tax Credit Applications Due by 12/23/13
On Nov. 27, 2013, HHS delayed online enrollment for FF-SHOPs until November 2014. This means that small employers can enroll directly in SHOP coverage through agents, brokers or insurers. If you plan...
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Now is a GREAT Time to Offer Identity Theft Insurance to Your Employees
According to the Federal Trade Commission, as many as 9 million Americans become victims of identity theft each year. Identity theft occurs when someone obtains personally identifying information, such...
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How to Effectively Manage Enterprise Risk
According to a recent survey for the Risk & Insurance Management Society, more than half of risk professionals are using enterprise risk management (ERM) programs in their companies. Of nearly...
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